About Us
Chartered as a mutual savings and loan in 1892, Spratt Savings and Loan has continually expanded products and services to meet our growing customer needs. With two locations to conveniently serve you in Chester and Great Falls we offer you unsurpassed customer service.
Our Vision
- As the only financial institution headquartered in Chester County, our vision is to be the “financial partner of choice” with consumers, businesses, churches and institutions in our market.
Our Mission
To be recognized as:
- An exceptionally sound financial institution with pride in our history and enthusiasm for our future.
- A financial partner dedicated to helping our customers achieve economic success and financial security.
- A corporate citizen deeply committed to serving Chester County by participating in activities that will promote economic expansion and improve the quality of life for all Chester County citizens.
- An employer devoted to the personal and professional growth and development of our employees.
Purpose
Our ultimate purpose is to create an organization that will (1) allow us to significantly impact the financial success of our customers, (2) achieve long-term financial success for the Association through stable earnings while growing deposits and earning assets, and (3) create an environment that encourages professional growth and development for our employees.

