About Us
Chartered as a mutual savings and loan in 1892, Spratt Savings has continually expanded products and services to meet our growing customer needs. With two locations to conveniently serve you in Chester and Great Falls we offer you unsurpassed customer service.
Our Vision
- To serve and prosper as an economically viable thrift institution and expand our leadership position within the market.
Our Mission
To be recognized as:
- A financial services institution proud of our heritage and excited about our future;
- A fiscally responsible and reliable partner with our depositors who own us, our board who directs us and our employees who ultimately execute our plan;
- A strong advocate of our communities where we live, work, worship and play. We shall reinvest on an annual basis a minimum of 1-3% of the Association’s net income within our communities. Our people will support our communities by taking active roles in civic affairs and we shall support our leaders in developing and executing on plans that will improve the quality of life for all Chester County citizens.
Purpose
Our ultimate purpose is to create an organization that will (1) allow us to significantly impact the financial success of our customers, (2) achieve long-term financial success for the Association through stable earnings while growing deposits and earning assets, and (3) create an environment that encourages professional growth and development for our employees.

