Personal Banking
Spratt Savings and Loan Association is the type of hometown financial institution that parents and grandparents bring their children and grandchildren to at an early age to establish their first savings account. That’s one of the reasons we still offer passbook savings. As the child matures, often we provide the financing for the purchase of their first car. For those that go on to college, we provide their free checking account and help their parents with loans for the educational expenses. When they return home, it is our privilege to make available the mortgage for their first home purchase, or to help finance an investment in a new business or any number of other possibilities. Then we see the cycle begin once more with a new generation, and Spratt Savings & Loan is there. You will find that we do things differently. We leverage all of our resources to meet the financial needs of our customers and we have generations of customers that would attest to this fact! Welcome to Spratt!
We constantly evaluate all products and services to determine where improvements could be made. At left is a listing of products presently offered. The information presented was accurate as of the date placed on this site. Rates, terms, fees and conditions are subject to change.
NOTICE OF CUSTOMER IDENTIFICATION PROGRAM
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
