Personal Banking
Checking Accounts
NOW Checking
Interest compounds daily and is paid monthly. Unlimited check writing with a low minimum balance requirement to avoid a monthly fee.
- $100 to open
- $200 minimum balance requirement to avoid monthly fee
- Earns interest
- Phone banking
- Online banking
- VISA ® check card*
- SOS** available*
College Student Checking
No fee checking for full-time college students ages 18-25.
- $100 to open
- No monthly fees
- No minimum balance requirement to avoid monthly fee
- Phone banking
- Online banking
- VISA ® check card*
- SOS** available*
Seniors Checking
Designed for seniors 65 years of age or older. No minimum balance required to avoid a service fee. Earn interest that is compounded daily and paid monthly.
- $100 to open
- Pays interest that is compounded daily, paid monthly
- Free travelers checks
- Phone banking
- Online banking
- VISA ® check card*
- SOS** available*
Market Rate Checking
Earn a higher interest rate with this account while enjoying unlimited check writing privileges.
- $2,500 to open
- Interest compounded daily and paid monthly
- Free travelers checks
- Phone banking
- Online banking
- VISA ® check card*
- SOS** available*
Harland Online Check reorder click here
*Subject to credit approval
**Spratt Overdraft Security - our overdraft protection plan

