Spratt Savings & Loan

Personal Banking

Checking Accounts

NOW Checking

Interest compounds daily and is paid monthly.  Unlimited check writing with a low minimum balance requirement to avoid a monthly fee.

  • $100 to open
  • $200 minimum balance requirement to avoid monthly fee
  • Earns interest
  • Phone banking
  • Online banking 
  • VISA ® check card*
  • SOS** available*

 

College Student Checking

No fee checking for full-time college students ages 18-25.

  • $100 to open
  • No monthly fees
  • No minimum balance requirement to avoid monthly fee
  • Phone banking
  • Online banking
  • VISA ® check card*
  • SOS** available*

 

Seniors Checking

Designed for seniors 65 years of age or older.  No minimum balance required to avoid a service fee.  Earn interest that is compounded daily and paid monthly.

  • $100 to open
  • Pays interest that is compounded daily, paid monthly
  • Free travelers checks 
  • Phone banking 
  • Online banking
  • VISA ® check card*
  • SOS** available*

 

Market Rate Checking

Earn a higher interest rate with this account while enjoying unlimited check writing privileges.

  • $2,500 to open
  • Interest compounded daily and paid monthly
  • Free travelers checks 
  • Phone banking 
  • Online banking 
  • VISA ® check card*
  • SOS** available* 

 

 Harland Online Check reorder click here

 

*Subject to credit approval
**Spratt Overdraft Security - our overdraft protection plan

Equal Housing Lender Member FDIC
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